Your strategic ally for unrivalled compliance
AP Scoring
The AML-CFT Next Gen risk scoring engine
Visit Risk Scoring AML-CFT is a process that involves identifying, assessing and quantifying risks.
AP ScoringAugmented Augmented Intelligenceuses powerful algorithms to analyze customer data & financial transactions, toidentify and their level of risk by assigning scores.
Its automatic, continuous operation gives you dynamic risk evolution over time, as well as traceability and explicability by recording score evolution and changes.
Systematically assessing the risk AML-CFT of each customer allows you toautomatically adapt your due diligence at the start of the relationship and the reviews to be carried out throughout the customer relationship... to save invaluable time.
Light
Normal
Renforcée
- Reinforced due diligence and reviews for enhanced vigilance
- Relief for reduced vigilance
Lisk assessment has an impact direct on lead timestime-to-market and the effort requiredon your due diligence over time:
- List of additional supporting documents to be requested, actions to be taken: appointment, questioning the relationship, etc.
- Application validation workflow: Automatic, human intervention, 4-eye validation...
- Frequency of customer review depends on the level of risk assigned: 5 years for low, 3 years for medium, 1 year for high...
The rating calculated by the powerful algorithms d'AP Scoring corresponds to the sum of "weights" assigned à certain risk factors/indicators.
- Customer characteristics (CSP, sanctions Assets Freeze, PEP, AME, PP, PM...),
- Distribution channels used,
- Nature of products or services offered,
- Proposed transaction terms/Conditions for completion,
- Geographical factors.
These factors/indicators can be grouped into 5 axes:
Nur tool and our teams accompany you step by step the configuration d'AP Scoring.
1 - Perfect adaptability
. To your current risk policy AML-CFT.
. All types of customer data available within your facility.
. To all your current and future Scoring scenarios, offering you agility, flexibility and versatility.
2 - Real-time correlation
. Integration of screening results as Scoring input.
. Dynamic evolution of risk over time.
3 - Total control of your risks
You define the rules yourself (NoCode).
. Generation and review of alerts in the event of changes customer score.
. Identifying risk factors.
. Total traceability and explicability.
