AML-CFT Solutions | Anti-Money Laundering

Instant payment security via VoP and AP Solutions IO solutions

Payee verification (VoP): securing instant payments

October 9, 2025By

Contents A major advance for payment security VoP, a creator of value... ... But a technical and organizational challenge Solutions for capitalizing on VoP regulations While instant payments have revolutionized financial transactions, they have also become a prime target for fraud, particularly that targeting transfers, as via...

AMLA - European authority and regulatory compliance

AMLA: what does the new European authority mean for your compliance?

August 18, 2025By

Patrice Bedikian

Contents AMLA's new responsibilities Direct supervision of high-risk entities Coordination of financial intelligence units Development of harmonized standards Penalties and injunctions Creation of a European database Impact on financial and non-financial institutions For financial institutions For non-financial entities An unavoidable upgrade How to anticipate...

Declaration of suspicion - common errors and compliance

Declaration of suspicion: how to avoid common errors in 2025

July 23, 2025By

Aurélien Zachayus

Tougher regulations, stiffer penalties, maximum vigilance. Reporting suspicions is becoming a major lever in the fight against money laundering. But in practice? Errors persist. And they are costly. MiCA, DORA, AML-CFT... In 2025, regulations are changing dimension. For professionals subject to AML-CFT, Tracfin reporting is no longer a simple reflex...

KYT: when Regtech optimizes transaction verification

June 30, 2025By

Patrice Bedikian

Against a backdrop of ever-increasing regulatory pressure, the fight against money laundering and the financing of terrorismAML-CFT) requires organizations to be constantly vigilant. This approach is based on a combination of complementary actions: raising awareness and training teams, adapting internal processes, integrating dedicated technologies, and continuous monitoring...

Obsolete AML-CFT system: how can it be effectively modernized?

June 12, 2025By

Patrice Bedikian

Changing regulations, growing digital threats, increasingly sophisticated fraud... Yesterday's AML-CFT system is rarely sufficient to meet today's challenges. And waiting until it's too late means opening the door to risk. It's time to modernize. Introduction Obligations to combat money laundering and the financing of terrorism...

Impact of augmented intelligence on AML-CFT

Why is augmented intelligence a game-changer for AML-CFT ?

June 3, 2025By

Aurélien Zachayus

Companies involved in the fight against money laundering and terrorist financing now have a major advantage: artificial intelligence integrated into compliance solutions! Long perceived as complex or inaccessible, AI is now more mature, more powerful and, above all, easier to integrate into business processes. What we...

How can we put an end to the idea that fraud and money laundering are inevitable?

May 21, 2025By

Patrice Bedikian

Massive frauds, sophisticated money-laundering, opaque networks... And always the same refrain: "it's impossible to eradicate." But what if we stopped confusing complexity with inevitability? If these phenomena persist, it's less because they are invincible... than because the responses lack method, tools and audacity. For years, fraud and money laundering...

How can we effectively combat financial crime?

May 7, 2025By

Patrice Bedikian

Money laundering, terrorist financing, corruption... Financial crime is not weakening: it is transforming, adapting and creeping in everywhere. For companies, ignoring the problem is like playing with fire. Now is not the time to react, but to prevent! An explosion in fraud, better organized international networks, stricter legislation: the...

Cybersecurity challenges and online fraud

Cybersecurity: meeting the challenges of online fraud

April 30, 2025By

Aurélien Zachayus

In 2025, the cyber threat will dominate the concerns of companies worldwide. According to Allianz's ranking of the main business risks, cyber-attacks are now in first place, relegating natural disasters, climate change and geopolitical tensions to second place. Financial haemorrhage accelerates The figures are staggering: in...

Compliance: steps to comply with national and international regulations 

April 28, 2025By

Patrice Bedikian

Compliance... mission impossible or an opportunity to structure your business? National regulations, international requirements, sector-specific standards... today, every company operates in an ever-changing regulatory environment. And the slightest misstep can be costly. Between pressure from regulators, the complexity of regulations and the proliferation of controls, compliance can no longer be improvised....

Fraud risks: how to prevent them?

April 22, 2025By

Aurélien Zachayus

Has fraud become endemic? According to a study by PWC and the DFCG (Association des Directeurs Financiers et de Contrôle de Gestion), seven out of ten French companies will have suffered at least one fraud attempt by 2022. The figure rises to nine out of ten for companies with sales...

Cryptocurrencies: anonymity, traceability and compliance

Cryptocurrency anonymity and compliance requirements: is cohabitation possible?

April 7, 2025By

Patrice Bedikian

Is the anonymity enabled by the use of cryptocurrencies compatible with regulatory compliance requirements? In theory, no, because anonymous financial transactions open the door to money laundering and terrorist financing operations. Legislation is moving in the right direction, but the use of software solutions remains essential to monitor, detect and eradicate transactions...