Regulatory Compliance Solutions

Hand pointing to a digital interface with the word 'AUDIT' and icons representing graphs and targets, illustrating the use of AI in AML-CFT.

AI and compliance: how to avoid bias and ensure auditability of AML systems

September 3, 2025By

Contents Why AI has become essential in the AML fight The risks associated with AI: bias, opacity and non-compliance How to guarantee auditability and transparency AP Solutions IO: RegTech solutions compatible with responsible AI Making AI a reliable and auditable lever at the heart of AML compliance arrangements. Algorithms...

Map illustrating international sanctions and their impact on companies

International sanctions: integrating geopolitical risks into your compliance strategy

August 29, 2025By

Patrice Bedikian

Contents Coping with geopolitical chaos International sanctions: what are they? Focus on Russia: what are companies' obligations? Filtering, freezing assets, export control: points to watch Good practices for compliance Coping with geopolitical chaos We have rapidly evolved from a so-called VUCA world -...

Banking compliance - customer behavior and regulation

Episode 2 - Banking and compliance: what customer behaviour reveals

August 5, 2025By

Aurélien Zachayus

Contents Why customer behaviour has become a key indicator Weak signals and risk behaviour typologies How RegTech solutions exploit this data Towards predictive compliance: challenges and limits What if the real trigger for a compliance alert was hidden... in a simple change in customer habits? In the banking sector, fraud is...

PSAN: avoiding missteps with Tracfin 

July 24, 2025By

Patrice Bedikian

The rise of digital technologies, and blockchain in particular, has given rise to a new category of players: PSANs, or digital asset service providers. Still little known to the general public, they have become an essential part of the French crypto ecosystem. Their numbers have exploded: while there were barely thirty of them in 2022,...

Declaration of suspicion - common errors and compliance

Declaration of suspicion: how to avoid common errors in 2025

July 23, 2025By

Aurélien Zachayus

Tougher regulations, stiffer penalties, maximum vigilance. Reporting suspicions is becoming a major lever in the fight against money laundering. But in practice? Errors persist. And they are costly. MiCA, DORA, AML-CFT... In 2025, regulations are changing dimension. For professionals subject to AML-CFT, Tracfin reporting is no longer a simple reflex...

Illustration of the real cost of non-compliance in 2025

The true cost of non-compliance in 2025

July 16, 2025By

Patrice Bedikian

Coping with inexorable regulatory inflation Regulatory inflation continues unabated, with an ever-increasing number of regulations being imposed on companies, while those already in force are regularly adapted. To such an extent that compliance has become, for managers, one of their strategic pillars on a par with growth,...

Episode 1 - Fraud and suspicious transactions in 2025 affect all sectors

July 9, 2025By

Aurélien Zachayus

Fraud, embezzlement, money laundering: in 2025, every industry is a potential target. But what about you? Are you ready to detect the suspicious transaction before it's too late? Introduction Fraud is no longer confined to the financial sector. In 2024, more than 211,000 suspicious transaction reports were filed with Tracfin. The number of reports is exploding,...

In the Tech family for staying compliant, I ask... FinTech, LegalTech or RegTech?

June 26, 2025By

Aurélien Zachayus

As in the game of 7 families, the tech world has gradually been enriched by new members with well-defined roles. Among the best-known are FinTech, LegalTech and RegTech, three types of company dedicated to finance, law and compliance that are often confused with one another. And...

CRM without AML-CFT : a blind spot that puts your compliance at risk?

June 17, 2025By

Aurélien Zachayus

Compliance no longer takes place in silos. Today, it must be integrated at the very heart of your business processes. And this is where the interconnection between CRM and AML-CFT becomes a strategic necessity. More than a technical issue, it's a choice of performance and control. Introduction AML-CFT regulations are getting tougher. Customer flows...

Customer risk and AML-CFT : everything you need to know about KYC/KYB

May 19, 2025By

Aurélien Zachayus

Most frauds involve the impersonation of individuals, corporate bodies or commercial entities: a falsified document, a convincing contact ... and a company is swindled, often without even realizing it. By the time victimized companies are vigilant, it's almost too late! The most frustrating part? It's that...

Compliance: steps to comply with national and international regulations 

April 28, 2025By

Patrice Bedikian

Compliance... mission impossible or an opportunity to structure your business? National regulations, international requirements, sector-specific standards... today, every company operates in an ever-changing regulatory environment. And the slightest misstep can be costly. Between pressure from regulators, the complexity of regulations and the proliferation of controls, compliance can no longer be improvised....

regtech regulation compliance financial control modern internet technology concept on virtual screen.

False positives: identifying and reducing them

September 9, 2024By

Dominique Baumier

Frequent false positives dilute the company's effectiveness in the fight against AML-CFT. Although it is not possible to eliminate them completely, detecting and reducing false positives represents a major technical and organizational challenge for companies. Beyond the constraints of compliance and regulation, an increase in the frequency of false positives...